TheCDOInvestor

            We all know that The Donald made his fortune through the Real Estate markets and if you want to live the high life like him, you can begin right here , a favourite amongst passive investors here in sunny Singapore; Real Estate Investment Trust (REIT). We all know that if you weren’t born with a silver spoon(or platinum spoon in Singapore’s case) in your mouth, you wouldn’t be able to afford to buy properties to rent out and generate passive income. I mean like, people here spend half their lives to pay off their own house, how the heck are you able to own multiple properties!? But what if I told you that you could own part of the buildings you see in the above picture? Well you could, through REITs! REITs are able to own buildings by funding it through debt and collective funds from retail and institutional investors! It is a relatively low risk form of investing due to the highly regulated REIT scene here in Singapore. Futhermore, it provides diversification w

The candlestick techniques were the second most important invention by the Japanese, right after the sushi. It is one of the most popular methods to analyse price movement to use due to it’s accuracy. Here’s the definition of a candlestick chart for you! A candlestick chart (also called Japanese candlestick chart) is a style of financial chart used to describe price movements of a security, derivative, or currency. Each "candlestick" typically shows one day but may also be used in 15min intervals As I mentioned in an earlier post “Technician or Fundamentalist”, candlesticks are able to forecast the direction of future price movements in the near future by assessing the psychology of investors. (Would be great if they had one for our spouse’s moods right?) Reversal candlestick patterns are used to identify a potential price movement towards the opposite of it’s current direction. There are probably more patterns in the world than there are Justin Bieber fans,

Akin to the 3 teams in Pokemon GO, the world of investing is split into two factions, those who believe in  Technical Analysis(TA)  or  Fundamental Analysis(FA)  . Technical Analysis is the art of studying price patterns in order to forecast the future price movements. Fundamental Analysis on the other hand, relies on studying the books of the company such as the Balance Sheet and Income Statement to gauge the profit and growth potential. While both methods are proven to be successful for investors around the globe, I personally feel that a combination of both methods are able to produce stellar results for the retail investor like yourself! FA will aid you in making decisions on what to buy while TA tells you when to buy at the lowest point and sell them at the highest point! What to look out for in FA: 1. Company has to have consistent profits and sales -Make sure the management is capable in generating sales rather than being a one trick pony in their sales for that yea

Many people would ask, why invest and risk losing money when I could save it all and one day have enough to survive? Common misconceptions by our parents and perhaps friends, would be that investing is akin to gambling and I quote : “Don’t burn your fingers in stocks!” “Investing? Same as going to MBS what…” “ If can make money, everyone also go invest what” But hey, haters stay hatin’ right? In a conformist and conservative society like Singapore, people say this because they are defensive towards an idea or concept they do not understand and wish to stay in their bubble where they feel safe and protected.  Financial literacy  and  ambition  will allow you to break out of this thought and give you the courage to stand up for yourself and tell them : “I want a better future for myself and get out of the rat race! No more sleepless nights over the fear of losing my job!” With that in mind, let me give you some facts which you can graciously bestow upon the lesser naysay

Hey guys, In my first blogpost, I am going to share my experience with crowdfunding with you! For those who aren’t familiar with the concept, Crowdfunding  is the practice of funding a project or venture by raising monetary contributions from a large number of people.  Crowdfunding  is a form of crowdsourcing and of alternative finance. In 2015, it was estimated that worldwide over US$34 billion was raised this way. I have personally invested through MoolahSense , a “Leading P2P lending platform” in Singapore. In Nov 2015, I invested a sum of money in a company called Jova Marine Services that had a healthy balance sheet, growing P&L statements and most importantly, promised 20%p.a. return in a year via monthly repayments. ( Sounds amazing right?) . But no. In the initial period, Jova made good on it’s loan, communicated with investors and was punctual with the repayment schedule and yeah, investors were smiling and everyone was havin’ a jolly good time! Then b